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Cards

ONEO cards for
every occasion

Visa & Mastercard with the ONEO logo. Virtual, debit, Metal, Business, Kids. 170+ countries.

ONEO Swiss physical VISA

瑞士实体VISA信用卡

200+国家地区 · ATM取现0手续费 · 最高70%返现 · 全程0费率

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ONEO Swiss virtual VISA

瑞士虚拟VISA信用卡

纯线上全球消费 · 0手续费 · 微信支付宝可绑 · 先消费后还款

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Join customers building a global money life with ONEO

#3 most downloaded finance app

4.8 out of 5 user satisfaction

Switzerland HQ Registered

Visa · Mastercard official partner

Best International Payments Provider 2025

Customer funds — 100% segregated

AML / KYC compliance certified

Dual network

Visa + Mastercard

Every card carries the ONEO logo plus Visa or Mastercard marks.

  • Visa Debit / Metal / Virtual
  • Mastercard Debit / Business / Kids
  • Apple Pay · Google Pay

Visa

The new standard

ONEO Standard Visa — everyday debit with global shipping.

  • Physical debit
  • Worldwide post
  • Freeze in 30s

Visa Virtual

Virtually,
indestructible

Swiss multi-currency VISA virtual credit — online worldwide, WeChat / Alipay bind, 0 FX · 0 purchase fee · 0 repayment fee.

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Swiss Physical VISA

实体信用卡
走全球

200+国家地区可用 · ATM取现0手续费 · 生活消费最高70%返现 · 全程0费率。

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Visa Metal

Meet ONEO Metal

Stainless steel ONEO Metal Visa on Metal / Ultra plans.

Mastercard

Mastercard
worldwide

ONEO Mastercard Debit — accepted globally with our brand on face.

Security

Your cards,
protected

AI risk + network standards. Freeze anytime in the app.

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Wallet

Apple Pay &
Google Pay

Add ONEO cards to mobile wallets and tap worldwide.

ATM

Cash worldwide

Plan-based free ATM allowances in 170+ countries.

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Rewards

Cashback tiers

Earn more as you upgrade — Plus to Ultra.

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Travel

Lounge lifestyle

Metal / Ultra members unlock travel lifestyle benefits.

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More of ONEO

Everyday moments, globally

ATM · Tap to pay · Budgets · Rewards · Transfers · KYC · Lounges · Support

ATM worldwide
ATM worldwide
Apple Pay / Google Pay
Apple Pay / Google Pay
Budgets & analytics
Budgets & analytics
Cashback rewards
Cashback rewards
Instant transfers
Instant transfers
Verified in minutes
Verified in minutes
Travel lifestyle
Travel lifestyle
In-app support 24/7
In-app support 24/7

Visa · Mastercard

ONEO cards with our logo

Dual network · 170+ countries · freeze in 30s

Use cases

Built for real global lives

Study · Travel · Freelance · Trade · Shopping · Family

Join ONEO

ONEO · Your global finance, one app

Choose your plan

Join customers building a global money life with ONEO

Compare all plans →